Basic renter insurance will provide coverage to you, in the event that your belongings are lost through fire, water damage or burglary.
This insurance will also cover damage caused by you, to the landlord’s property. For instance, if you host a party, and one of your guests breaks a hole in the wall, then your renter insurance policy should cover it.

To get started with a renter insurance policy, you simply need to make a list of the property that you want insured, along with serial numbers and any purchase receipts that you have. For items that you no longer have the receipts for, you will need to estimate the value for insurance purposes. Work with your insurance agent on getting together the information that they need to write the policy.